Bad driving habits can lead to higher car insurance costs.

Expensive Car Insurance in Alberta

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Everyone who has a license tends to think that they are good, safe drivers and comply with all the rules of the road. But many at times what they don’t realize is that they are doing things without giving them a second thought and these little things can be very dangerous. You may not realize these mistakes until you end up getting a ticket or get into an accident and your insurance rates hike up. These bad habits can lead to thousands spent on auto repairs, increased auto insurance as well as fines. Whether you have been driving for a decade or just got your license, it is important to practice and continue with good driving habits. If you do not want to pay sky-high rates on your auto insurance, it is worthwhile to consider how to spend your time driving behind the wheel. Maintaining a clean driving record and staying claim-free is the best way to retain affordable auto insurance. Keeping that in mind, some of the bad driving habits that can lead to higher insurance in the end include:

Failing to signal

You can confuse people around you if you signal late or fail to signal at all and that can lead to an accident. Failing to use turn signals to indicate you will be making a turn or changing lanes may seem like a small thing, but this common mistake can lead to accidents very easily. It is not just convenience but a law to use signals to indicate you are turning or changing lanes. It is one of the simplest things to do but one of the most prevailing bad driving habits. This easy-to-do action can go a long way in keeping you and the drivers around you safe on the road.


It may sound too simple but a lot of people are guilty of speeding. Driving 5 to 10 km/hour over the speed limit may not sound like much but that increase in speed can lead to a reduction in your ability to stop on time, especially when it is raining or snowing. That can increase the odds of getting into an accident, earning you a ticket and in turn increasing in insurance.

Distracted Driving

Talking on the phone or texting while driving is very dangerous. Some studies have shown that it is equally, if not more, dangerous than drinking and driving. A lot of places have made it illegal to text or talk on the phone while driving. Distracted driving can lead to a major ticket. Not only that, it has been linked to an increased chance of getting into an accident due to the driver being distracted. You are invariably putting other drivers around you at harm with distracted driving. If you have to use the phone immediately, pull over on the side of the road and do it.  

Rolling through Stop sign

One of the most common mistakes people make is to roll over at stop signs. If you are taking a road test, rolling over a stop sign is an immediate failure. That shows the significance of stopping completely at a stop sign. Always come to a complete stop and check the intersection for pedestrians and oncoming traffic. The same applies to making a right turn at a red light. Stop, check and proceed when it is safe to do so.


Another dangerous driving habit would be driving too close to the car in front of you. It is a very common habit that people tend to have and can be dangerous, especially in wintertime when it may be icy or snowing. Having some stopping distance can be very important in avoiding accidents. It is definitely better to arrive at your destination safely rather than tailgating and being unsafe. 

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